Mortgage Calculator

Estimate your monthly mortgage payments with taxes, insurance, and interest.

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Estimated Monthly Payment

$3,075

Based on a $360,000 loan at 6.5% interest

Payment Breakdown

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Total

$3,075

Principal & Interest
$2,275
Property Taxes
$450
Home Insurance
$100
HOA Fees
$250

Total Interest Paid

$459,160

Total Payoff

$819,160

How is your mortgage calculated?

payments

Principal

The original amount of money you borrowed for the house. As you pay it down, you build equity.

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Interest

The cost of borrowing money. This varies based on market conditions and your credit score.

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Escrow

An account held by your lender to pay for property taxes and home insurance on your behalf.